Did you know that when you get a “refund” it’s actually a transaction reversal where the money goes back to your credit card, and not your bank account? You read that part right. Your money gets refunded and goes someplace else. Don’t believe me? Go and check out your credit card and bank statements. The refunded money never reaches your bank account, someone else earns interest on your money. And let’s say you bought something with your card and got a refund 30 days later, but in the meantime your card was lost, stolen, expired or compromised. Your so-called refund gets lost too. Somewhere in the universe but still not back in your bank account. What a mess! RefundFacts.com is the premier destination for everything you need to know about the painful, uncertain and expensive process of getting a refund. We’re here to educate U.S. consumers and arm them with the truth about refunds. It’s your money, but you don’t even get it back. It stays on your card and someone earns interest on your money! The rules are rigged against you. It’s time to find out the truth. There has to be a better way. It starts with getting the facts and telling the truth about refunds.